5 Benefits of Getting Car Financing at Your GMC/Buick Dealer

Shopping for a new GMC or Buick can be an exciting process, but securing financing from the bank can be a long and hectic process. This is why you should approach your GMC or Buick dealer for car financing. Financing at the dealership comes with numerous perks you won’t find going through the bank.

1. Save Time on the Application Process

Getting financing through your dealer offers greater convenience and time savings. Instead of filling out multiple applications and managing back-and-forth communication with multiple banks on your own, the dealer handles everything for you. All you need to do is fill out one application, and the dealer’s finance team will handle the rest.

They will send out the application to multiple lenders and handle all the paperwork. Afterward, you will be presented with multiple financing offers to compare and choose from. With the dealer doing all the legwork, you have more free time to test drive cars and weigh your options.

2. Enjoy Direct Deals From the Manufacturer

Buick and BMC dealerships have access to exclusive deals and promotions directly from the manufacturer. You get to enjoy discounts on new vehicles, rebates, low interest rates, cashback offers, discounts on select trims or accessories, and more. That new car smell becomes even sweeter when the promotions and deals help lower your loan expenses.

3. Negotiate Your Loan Terms

Dealership financing offers you room to negotiate the loan terms and create your ideal offer. You can decide your down payment amount depending on your budget and trade-in value. You also get to choose your preferred loan term.

If you want low monthly payments to fit your budget but still need to finance a large amount, opt for a longer term of 60 or 72 months. Shorter terms of 12 or 24 months are also available if you want to pay off the loan faster and incur less interest.

4. Drive Your New GMC or Buick Sooner

Banks can frustrate your dream of driving your new Buick or GMC as soon as possible. Due to their long approval times, you may have to wait several weeks to drive your new car. This isn’t the case with dealerships.

Thanks to the dealer’s established relationship with lenders, they can get your loan processed within a few hours or days. This means you get to drive your shiny new car within a few days of applying for financing.

5. Access Financing With Poor Credit

Unlike banks, your dealer offers special financing programs for buyers with poor credit. They have in-house financing and have access to lenders willing to finance buyers with imperfect credit. With these options, you can drive off with your new ride regardless of credit score barriers.

Financing your new GMC or Buick through the dealership makes the process simple, fast, and affordable. Visit us at Gay Buick GMC to explore the newest vehicles and discuss your financing needs with our dedicated team.

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